Your banker and your small business

Many small business owners have mixed feelings about their bankers. One day they are happy and the next day they are upset with them. Plus, many small business owners are unaware of how to work with bankers other than to go in and ask for money when they need it. They do not know the importance of keeping the banker in the loop on many decisions affecting the owner’s small business.

Balance sheet – Does it matter to a business?

One of the three forms a business owner often does not understand is a balance sheet. This form is one of the best methods for an owner to determine the financial health of a business and possibly start to see where to improve the business.

10 do's for website promotion

The internet has become a household tool that it seems everyone knows how to use. Even first graders know how to wiz around on the web faster than I do sometimes. But while it is now a commonplace part of our lives, do you effectively use it as a small business owner to benefit your own business?

Using your website to generate repeat traffic

Many small businesses have their own website now. In fact, it is often the first marketing tool used by owners to help increase sales over traditional marketing efforts. Unfortunately, many websites, once hosted, are never changed or updated to keep attracting repeat traffic to the site. This lack of updating causes people to find the site stale and not return to it.

Put your best fork forward: National Nutrition Month

National Nutrition Month is a nutrition education campaign launched each March by the Academy of Nutrition and Dietetics. The campaign expanded from National Nutrition Week to National Nutrition Month in 1980 to reflect growing professional support and increased public interest in nutrition. The goal of the campaign is to reiterate the basics of healthy eating and to celebrate the expertise of registered dietitian nutritionists.

Strategies for nitrogen on wheat this spring

It was a difficult fall in Missouri and much of the Midwest. Crops came out late, crops came out wet, fields were rutted, wheat got planted late or not at all, and once the wheat was up it found itself in a hostile (cold & wet) environment.

Nitrogen: Flex and go fast

It's April 4 and raining again in central Missouri. A lot of work planned for fall did not get done. Opportunities to catch up in late winter or early spring have been nil. I expect a spring where the value of good decisions will be magnified.

Dicamba injury and insurance

Dicamba can harm neighboring plants, leading to third-party injury claims involving business liability insurance plans.

Third-party injury and federal crop insurance

Multi-peril crop insurance is overseen by the U.S. Department of Agriculture Risk Management Agencies. For row crop producers, the most common multi-peril crop policies purchased are revenue protection and yield protection. Both of these insurance products use the insured farmer’s actual yields in determining the level of indemnity, if any, to be paid.

Professional liability insurance

Perhaps the best-known type of professional liability insurance is malpractice insurance carried by medical professionals. Professional liability insurance carried by other professionals, such as accountants and architects, is frequently called errors and omissions insurance. Professional liability insurance is intended to covers lawsuits arising from professional services.

Wantland tops 2019 state 4-H dairy judging contest

Lila Wantland judged herself to the top of the senior division of the Missouri State 4-H Dairy Judging Contest. The contest was held Aug. 17 at the Missouri State Fair in Sedalia. Wantland was the high individual in the intermediate division of the state contest in 2018.

Water availability

Excerpted from the Environmental Impact of Missouri Crop Production report

Impact of major weather events

Excerpted from the Environmental Impact of Missouri Crop Production report

Wildlife population trends

Excerpted from the Environmental Impact of Missouri Crop Production report

Atrazine detects in surface water

Atrazine levels in Missouri surface water sometimes exceed EPA's 3 ppb limit but remain below harmful thresholds.

Farmer participation in conservation programs

Excerpted from the Environmental Impact of Missouri Crop Production report

Precision ag tools

Discover how precision ag tools like sensors, drones, and GPS improve efficiency, cut costs, and boost yields for smarter farming.

Fertilizer usage and efficiency

Farmers are improving fertilizer efficiency, producing more crops per unit. Adoption of better nutrient management practices is increasing.

Chemical and pesticide use

Excerpted from the Environmental Impact of Missouri Crop Production report

Irrigation and water use efficiency

Excerpted from the Environmental Impact of Missouri Crop Production report

Biotechnology use and adoption of GE crops

Excerpted from the Environmental Impact of Missouri Crop Production report

Tillage practices

Excerpted from the Environmental Impact of Missouri Crop Production report

Cropping history

Excerpted from the Environmental Impact of Missouri Crop Production report

Major land uses

Excerpted from the Environmental Impact of Missouri Crop Production report

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