Get Checking

Get Checking is an educational program in the St. Louis metro area for people who do not have an account with a bank or credit union, have had account problems in the past or who want to learn more about their current account. You will learn:

  • How to choose an account that is right for you, including low-cost options and avoiding costly fees
  • What you need to know to keep your checking account in balance
  • How your account relationship can help you establish credit and access other services

Upon completion, participants will be eligible to open an account at a participating bank or credit union.

There are two options for you to complete the Get Checking program — self-study and classroom. The program content and requirements are the same for both options. Participants must score at least an 80 on the post-quiz to earn a certificate. The certificate will be mailed within 10 business days of taking the quiz.

Self-study option

Self-study materials are available year-round by mail. You can expect to spend four to six hours reviewing the materials and related activities. The quiz must be taken at a designated location in the St. Louis metro area within 30 days of receiving the materials. Call the number below if you need longer than 30 days to complete the materials.

Class option

Classes are scheduled periodically in the St. Louis metro area as needed and are six hours long.

Opening an account

After successfully completing the program, take the certificate and a photo ID to one of the participating banks or credit unions.

If you have outstanding fees from a previous account, you must settle that account before opening a new one. If your ChexSystems report includes any activities that are considered suspected fraud, a certificate cannot be issued.

Registering

1. Call ChexSystems, 800-428-9623, to  order your free report. The report must be dated within 30 days of registration.

2. Complete Get Checking registration.

To register by mail, send a registration form, your ChexSystems report and a money order, payable to University Extension, to:

MU Extension
260 Brown Road
St. Peters MO 63376

To register by Visa, Master Card or Discover, call 636-970-3000. Mail your ChexSystems report to the above address or fax it to 636-279-3310.

The registration fee is $45 and non-refundable. Limited scholarships are available upon inquiry. Get Checking materials will be mailed to self-study participants when payment and a ChexSystems report not older than 30 days is received.

People who enroll in a class should order their ChexSystems report one month in advance. If you are unable to attend the class, you must give 24-hour notice, or you will have to pay the registration fee again to complete the program.

Educational partners

University of Missouri Extension, Catholic Charities Community Services/HRC, Federal Deposit Insurance Corporation (FDIC), Federal Reserve Bank of St. Louis, Lincoln University Extension, Missouri Credit Union Association, United Way of Greater St. Louis, University of Wisconsin