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Administrative Management - Fiscal
A listing and description of the major categories of insurance coverage for the University of Missouri—including automobile liability, general liability, professional liability, self-insured property program, workers’ compensation and miscellaneous coverage—is available from Risk and Insurance Management.
Extension councils separate public entities as created and defined by state statutes, not departments of the University of Missouri. Neither councils nor council members are covered by University liability or insurance coverages. As governmental entities, liability is limited by state statues:
Questions regarding a specific issue or occurrence should be directed to Rhonda Gibler, assistant vice provost-management, 573-882-7756 or e-mail.
General questions regarding workers’ compensation coverage can be directed to Brenda Montague,573-882-7054 or e-mail.
Beginning in 1997, University of Missouri Extension secured business property insurance coverage through the University, allowing councils to eliminate insurance coverages for all University-inventoried equipment. The per occurrence deductible is $1,000.
This insurance covers MU Extension property located in county extension offices or in the possession of extension field faculty or staff. Cost-share items procured through the University are included. This coverage does not include items owned by the council and not procured through the University. The coverage insures against physical loss or damage due to theft, fire, windstorm, hail, smoke, flood, earthquake and collapse. Laptops and LCD projectors are not covered in cases of mysterious disappearance. There must be evidence of forcible entry or severed tie-downs before coverage applies.
In the event of a loss, it is important to have maintained a non-consumable items inventory, which includes the original purchase price.
There is no premium cost to councils for this coverage, however, councils will be expected to pay a portion of the deductible or actual cost of repair or replacement as follows:
In the case of losses valued in excess of $1,000, extension will fund the full deductible ($1,000) for the first occurrence in any calendar year and one-half of the deductible ($500) for any subsequent occurrences in the same calendar year. Councils will be expected to pay one-half of the deductible, $500 per occurrence, for such losses after the first occurrence in any calendar year.
For losses valued at less than $1,000, extension will fund the full repair or replacement cost of the first occurrence and one-half of the cost for any additional occurrences in the same calendar year. Councils will be expected to pay one-half of the cost of repair or replacement for such losses after the first occurrence in any calendar year.
All property losses, regardless of presumed value, should be reported to Callie Glascock, associate director of Administrative Management, (573) 882-4522 or e-mail. Reporting forms will be provided upon notification of a loss.
Upon receipt of a completed loss report, Administrative Management will work with the University Risk and Insurance Management and staff in the reporting office to determine if a repair or replacement is to be authorized and the handling of the deductible.
Revised 9/04
Updated 05/01/07
Related information
Fiscal:
Manuals: