Family financial education.
This webpage has four sections.
1. Come learn with us - workshops you may choose to attend
2. How you can start learning with us right here, right now through this website
3. Workshop topics available
4. How to contact the family financial education specialists in the Central Missouri region
1. Come learn with us
Fulton or Marshall, Mo
Safeguard your Savings is a great update going into the new year to remind you of the principles of saving and investing and how to apply them in today's economy. Six sessions to choose from (3 in Fulton and 3 in Marshall)!
The one-session workshops will be hosted at the Callaway County Extension Center and also at the Saline County Extension Center. Pick the location, date and time most convenient for you. Register by calling the Callaway County Extension Center at 573-642-0755 or the Saline County Extension Center at 660-886-6908. Register at least 5 days prior to the workshop. There is no cost to attend. We appreciate the funding of the Secretary of State and the Investment Protection Trust in Missouri for these workshops.
Tuesday Dec. 4, 5:30 - 7 p.m.
Wednesday Dec. 5 9:30-11 a.m.
Monday Dec. 10, 6:30 - 8 p.m.
Marshall, Mo. Money U (PDF) classes hosted by the Saline County County Extension Center, 353 S Lafayette, in Marshall. Call ahead to register at 660-886-6908 or email salineco@missouri.edu. Thanks to Saline County United Way, there is no cost to attend. We often have participants driving in from other counties to attend.
2012:
Nov. 8, 9-11:30 a.m.
Dec. 12, 5:30-8 p.m.
2013:
Feb. 6, 5:30-8 p.m.
March 5, 9-11:30 a.m..
April 15, 5:30-8 p.m.
May 10, 9 a.m.-1:30 p.m.
Carrollton, Mo. Your Financial Game Plan (PDF) — Register with the Carroll County Extension Center at 660-542-1792 or email carrollco@missouri.edu. Thanks to the Carroll County Extension Council, there is no cost to attend. All classes held at the Carrollton Library, 1 N. Folger (northwest corner of the square). Register with the Carroll County Extension Center at least two days prior to class.
Nov. 7, 2012, 5:30-8 p.m.
Sedalia, Mo. Take Control of Your Finances (PDF) workshop presented monthly in Sedalia for people who are unemployed or who find their resources are just not adequate. Any adult can attend as long as he or she registers by calling the Sedalia Career Center at 660-530-5627 prior to the workshop. There is no cost to attend. All classes are facilitated by MU Extension Family Financial Education Specialist Cynthia Crawford.
Nov. 6, 2012: choice of 9-11 a.m. or 1:15-3:15 p.m.
Dec. 11, 2012: choice of 9-11 a.m. or 1:15-3:15 p.m.
2. Critical resources for you - Start learning with us right now
Putting a financial plan in place and moving forward (32 minutes). Click here to watch a 32 minute presentation by Drs. Vivian Mason and Cynthia Crawford. In the same time that it takes to watch a gameshow on TV, you'll learn strategies to change your financial future.
Supporting documents for your financial plan. Click on the blue links below for further information.
- Setting Family Goals (PDF)
- MU Extension publication GH3830, Managing Your Money
- MU Extension publication GH3600, Living on Less
- 66 ways to save money (PDF)
- Small amounts add up (PDF)
- Financial mistakes even smart people make (PDF)
- Net worth statement (PDF)
- When expenses are greater than income (PDF)
- A free copy of your credit report (PDF)
- Rebuild your credit (PDF)
- Your credit score (PDF)
- When creditors are predators (PDF)
- Volunteer income tax assistance program
- Contact information: Vivian Mason and Cynthia Crawford (PDF)
Remember, you fail when you focus on what you want now rather than what you want most.
Appreciation is expressed to the Saline County United Way for partial funding for this program development work.
There is only one correct website to use to check your credit report.
Financial management forms
Homebuyer Education (U.S. Department of Agriculture Rural Development)
This two-hour seminar helps first-time homebuyers qualify for USDA rural development home loans. Your lender will let you know if you need to schedule this seminar. Seminars are scheduled on demand. Our goal is not to delay real estate closing for lack of a certificate, but the specialist's schedule can be a factor. Contact the specialist in the location most convenient for you: Vivian Mason, PhD (Fulton) or Cynthia Crawford, PhD (Marshall). There is a $60 fee for the seminar. You will leave the seminar with the necessary certificate in hand. There is no test.
Who can help with financial issues in Missouri?
Sudden wealth can be positively life-changing — but it is not guaranteed
A sizeable severance package, an insurance settlement, proceeds from a successful law suit, or even winning the lottery can force families to make decisions about than they’ve ever had before at one time. Learn how to make sudden wealth (PDF) positively life-changing.
Check out http://www.MissouriFamilies.org. You'll find solutions for better living!
3. Is your group ready to host a workshop in your Central Missouri county?
If you have 12 or more people who want to spend one hour or more learning about one of the topics on the list that follows, contact Vivian Mason or Cynthia Crawford for details!
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Programming
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Major topics
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Notes
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Your Financial Game Plan
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How to get a financial plan in place.
Balancing expenses with income — and your limited options when expenses exceed income.
Replace worry with fabulous financial plays
Increase your financial strength
Less fighting and more talking about family financial fitness.
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Participants receive a fabulous spiral of materials
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When You Lose Your Job – Don’t Panic, Take Control
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This workshop focuses on people who are between jobs.
Eight great steps for taking financial control.
Replace worry with action solutions. You may even sleep better after this workshop.
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Offered free through Missouri Career Centers (on site).
Can be scheduled by others; however these workshops are not funded by the Missouri Career Centers.
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Homebuyer Education (2-hour class to meet United States Department of Agriculture Rural Development requirements)
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A two-hour workshop for first-time homebuyers to qualify for USDA rural development home loans
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Will work with individual families. $60 workshop fee per household. Participants leave with certificate of completion.
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Safeguard Your Savings
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How do you balance returns with risk?
What are viable options for saving and investing in 2012?
The principles haven’t changed but the way they are applied has.
Keep your knowledge base on saving and investing up to date!
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All costs for this workshop are funded by the Missouri Secretary of State’s Office and the Investment Protector’s Trust.
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Thrifty Estate Planning
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Set your goals and then make them happen.
Don’t wait until you have a perfect plan to put an estate plan in place.
There are many strategies that cost little or no money for estate planning basics.
Emphasis on plans for personal property – Who gets grandma’s yellow pie plate?
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Retirement Planning
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This workshop is especially for people in the retirement red zone –
5 to 10 years away from retirement.
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VITA/Taxpayer Education
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Get your home paperwork organized so that your tax preparation goes smoothly.
If your taxes are relatively simple, we’ll even tell you where you can get them done well (and for free)!
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Personal Finances and Disasters
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How to prepare your finances and your family for natural disasters. In Missouri, it is a question of when, not if.
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College Students and Money
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Are you smarter than a Viking (or other school mascot)?
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Small Steps to Health and Wealth
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Great parallels for improving your health and your finances. Taking the small steps we suggest will result in big improvements!
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Handout on CM financial education (PDF)
4. Central Missouri Family Financial Education Specialists
Vivian Mason primarily serves Audrain, Boone, Callaway, Cole, Moniteau, Morgan and Osage counties.
Vivian J. Mason, PhD
Family financial education specialist
Callaway County MU Extension Center
5803 County Road 302
Fulton, MO 65251
Phone: 573-642-0755
Fax: 573-642-8552
Email: MasonV@missouri.edu
Cynthia Crawford primarily serves Benton, Carroll, Chariton, Cooper, Howard, Pettis and Saline counties.
Cynthia Crawford, PhD
Family financial education specialist
Saline County MU Extension Center
353 S Lafayette Ave
Marshall, MO 65340
Phone: 660-886-6908
Fax: 660-886-6327
Email: CrawfordC@missouri.edu