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When Creditors are Predators

Description: Informs consumers and those working with families about the signs and effects of predatory lending practices and the difficulties of living in poverty.

Curriculum/program overview: Predatory Lending is the practice of charging excessive fees for loans that are not in a borrower's best interest, sometimes through targeted, aggressive sales tactics, unscrupulous claims, or failure to disclose all terms. When Creditors are Predators informs consumers about the signs and effects of predatory lending practices and the difficulties of living in poverty. When Creditors are Predators program instructors teach participants, including family heads and social workers, how to make wise decisions regarding their lending choices, while motivating participants to alert their communities to predatory lending practices.

Contact person: Graham McCaulley

Evaluation tool: extension.missouri.edu/hes/evaluation/evaluationforms.htm

Fee information: No consistent delivery method, therefore, no state recommended fee

Program website: extension.missouri.edu/cfe/wcap/

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