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What Should You Do
When Someone Wants Your
Social Security
Number?
With the increase in identity theft, more attention is being focused on
the use of SS#.
Many people do not realize the importance of SS# and what can happen
when their number gets into the wrong hands.
Do you know when you are required to give someone your SS#?
Think of it this way…your SS# is your personal property. If a friend
asks to borrow your car, don’t you want to know how it will be used? It
is the same with your SS#. Remember, giving your number is
voluntary…just like letting someone borrow your car.
Before you give your number, you should ask:
·
why your number is needed,
·
if giving your number is mandatory or voluntary,
·
how your number will be used,
·
what happens if you refuse, and
·
what law requires you to give your number.
The answer to these questions can help you decide.
You will need to use your # when you do business with SS.
Did you know that more than 400 million SS# have been assigned since
1936, and that many people have the same name?
SS will ask you for your full name and SS#.
They need your number because they:
·
keep their records based on each person’s SS#, and
·
use your # to look up the information they have on
you—record of your earnings, a record of the benefits they pay you, and
other personal information about you such as medical records.
You need to give your SS# to your employer so they can submit a report
of how much you earn. Sometimes they find that the # and name of the
employee do not match. They cannot give you credit for the money
earned. A letter is sent to the employer. Sometimes the numbers are
reversed or the name misspelled.
What happens when other people ask for your SS#?