College of Human Environmental S

Poverty at Issue

College of Human Environmental Science,
Department of Consumer and Family Economics,
University of Missouri Extension

 

 

Rent to Own Quiz

1. About how many rent-to-own stores were in Missouri in 2007?

A. 500
B. 290
C. 314
D. 422
 

2. Missouri is one of seven states with a law that regulates rent-to-own transactions as credit sales.

True
False
 

3. How many U.S. homes were reached by rent-to-own sales in 2003?

A. 3 million
B. 4.2 million
C. 234 thousand
 

4. The average rent-to-own store had less than $300,000 in profit in 2007.

A. True
B. False
 

5. Men use rent-to-own stores more often than women.

True
False
 

6. The cost to buy a TV from a rent-to-own store is about twice the cost to buy the same TV from a department store.

A. True
B. False
 

7. As of the late 1990’s nearly all rent-to-own customers paid on time.

True
False
 

8. In 1997 what was the average highest APR charged on refrigerators and television that rent-to-own stores charged?

A. 120%
B. 89%
C. 324%
D. 275%
 

9. What percentage of customers rented long enough to own the items in the year 2007?

A. 25%
B. 50%
C. 70%
D. 85%
 

10. How many rent-to-own customers were satisfied with their experience?

A. 50%
B. 90%
C. 81%
D. 44%
 

 

 Last update: Tuesday, February 19, 2008