College of Human Environmental S

Poverty at Issue

College of Human Environmental Science,
Department of Consumer and Family Economics,
University of Missouri Extension

 

 

Pawnshop Loan Quiz

1. Who regulates pawnshops?

A. The federal government
B. The state government
C. Counties and municipalities
 

2. What is the maximum that a pawnbroker can charge for interest per month?

A. 2%
B. 5%
C. 10%
 

3. How long must a pawnbroker wait before selling property that was not paid off?

A. 30 days
B. 60 days
C. 90 days
 

4. If the pawned item is broken or lost while in the possession of the pawnbroker, it is the consumer’s responsibility to replace the cost of the item.

True
False
 

5. It is against the law to pledge or sell property at pawn shop that you do not own.

True
False

 

 

 Last update: Monday, December 17, 2007