Choosing a Financial Institution
Financial institutions are businesses that offer services such as checking and savings accounts, car loans, home mortgages, credit cards, and retirement and investment services. And there are so many out there that choosing the right institution for you can be a relatively frustrating experience. If you are trying to select a financial institution that can best serve your needs and lifestyle, asking yourself these questions may help speed up the process of deciding which one is right for you.
Does it offer services I need?
Is it close to home?
Does it have reasonable hours?
Does it have ATMs? If so, are they located near where I live, work and shop?
Am I eligible to join a credit union?
Do any employees speak my language?
What kind of identification is required to open an account?
What, if any, fees will I be charged?
Resource: A Comprehensive Guide for Community Educators, "Choosing a Financial Institution," Fact Sheet p. 3
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