University of Missouri Extension

Holiday Scams

There are so many scams and schemes circulating, especially during the holidays. Use the following tips to protect yourself. When making a purchase refuse merchants’ request for personal information. Your address and telephone number for instance are not a condition of purchase with a credit card. Never provide your account number over the phone if you have not initiated the call. It can be used to make a new card or unauthorized purchases on your account. Telemarketers offering cheap vacations or merchandise awards and asking for credit card numbers are among the most common telephone scams. Don’t allow a merchant to record your credit card number on a check, receipt or other document, unless you expect to be charged. Many states have laws prohibiting this practice. If you receive a suspicious solicitation by phone or mail, or feel you have been a victim of fraud, you should immediately report it to the Office of Attorney for Consumer Complaints at 1-800-392-8222.

Resource: Talking Dollars Makes Sense, Patrice Dollar-Johnson, consumer and family economics specialist,  Fall 1998

[ Home | Your Money | Get Organized | Tightwad Tidbits | Living Better | Safety & Privacy | Buyer Beware | Kids & Money | About CEU | Search ]


     
Web site coordinators:
Jamie Thompson
Sandra McKinnon
Site evaluation:
Cynthia Crawford
Last updated: March 09, 2005
Web site established by:
Kate Akers
Mark Belwood
Cynthia Crawford
Sandra McKinnon
Diana Hammond

University of Missouri Extension does not discriminate on the basis of race, color, national
origin, sex, religion, age, disability or status as a Vietnam-era veteran in employment or programs.