Did you know that you own a fortune? Thats right, a gold mine is laying at your fingertips--a wealth of information that can come in quite handy to a crook known as the identity thief.
Identity thieves use your credit card and checking accounts to establish new accounts in your name. That could create an identity crisis that can take months to detect, and even longer to unravel. So if your wallet is lost or stolen, the Federal Trade commission suggests that you:
- File a report with the police immediately.
- Cancel each credit and charge card.
- Report missing cards to the major credit reporting agencies. Ask them to flag your accounts and add a "victims statement" to your file.
- Report the loss to your bank, and stop payments on outstanding checks.
- Report your missing drivers license to the department of motor vehicles, and get a new number.
- And change the locks on your home and car if your keys were taken.
Resource: Federal Trade Commission
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