Take Control of Your Finances workshop

Free workshops to help you keep control of family finances while you are laid off are available at Missouri Career Centers, statewide.  Managing and budgeting your bills and your money until an new job opportunity appears is less stressful when you have a plan. 

Topics include: 

  • How to track your spending and how to develop a budget
  • How to cut expenses
  • HOPE NOW morgage services that can help you keep ownership of your home
  • How to prioritize debts and how to maintain good relations with creditors
  • Understanding health insurance coverage options
  • How to avoid debt and credit scams that target uemployed victims
  • How to identify resources in your community that can help you save money

Learning more about these topics will help relieve financial strain on you and your family while you are unemployed or underemployed.

This free workshop will by taught by UM Extension Family Financial Education Specialist, Dr. Rebecca Travnichek.  The workshop will be held on Thursday, September 10, 2015 from 9:30 a.m. to 11:30 am at the Linn Creek Career Center, 204 Business Park Road, Linn Creek.  For more information or to register, please call 573-346-1766.

Take Control of Your Finances flyer (PDF)


Building Better Child Care training available

The UM Extension Camden County is offering free Child Care Provider trainings in September.

Setting the Stage for Eating Well – The Nutrition Environment:  This workshop discusses why and how to create a child care environment that encourages children to eat well and practice healthy eating habits.

Healthy Habits for Life – Teaching Nutrition to Preschool Children:  This workshop discusses the importance of nutrition education and physical activity in the preschool curriculum.  Participants receive teaching resources and share ideas.  This is most appropriate for teachers of 3 to 5 year olds. 

These two sessions will be held on Thursday, September 24. 2015 at the Quails Nest Inn & Suites, 4644 Osage Beach Parkway, Osage Beach from 6:45 pm to 8:45 p.m.  These qualify for two clock hours. 

Additional training is being offered in Cooper, Morgan and Saline Counties.  For more information regarding the additional training see the flyer below for dates and registration information.  For more information contact Sarah Traub, Human Development & Family Science Specialist, 660-882-5661 or by email traubs@missouri.edu.  Pre-registration is required.  Minimum enrollment of 10 pre-registered participants is required in order for this session to be presented.  In case of cancelation, pre-registered participants will be notified by phone. 

To register, contact UM Extension Camden County at 573-346-2644 or by email at camdenco@missouri.edu

Building Better Child Care flyer (PDF)

Soil testing

Don't guess.  Soil tests save time and money.  Soil testing is the best guide to the wise and efficient use of fertilizer and soil amendments, said Manjula Nathan, director of the University of Missouri Extension Soil Testing and Plant Diagnostic Services.  Whether you grow acres of row crops or have a vegetable patch in the backyard, a soil test will provide you with an analysis of nutrients and a set of recommendations for any improvements.

"We frequently get questions from customers like, 'I apply fertilizer every year. How come my plants are not doing well?" Nathan said.

"Most of the time the problem is they never have done a soil test, but have been guessing on fertilizer requirements," she said. "They do not realize that by guessing they are wasting money by over- or under application, and the excess fertilizer can end up in streams, ponds and underground water, polluting the environment."

Soil testing provides analysis of pH, phosphorus, potassium, calcium, magnesium, organic matter percent, neutralizable acidity, cation exchange capacity and nutrient requirements.  For information on test results, see MU publication G9112, Interpreting Missouri Soil Test Reports. Regional specialists also can assist you with additional information and recommendations. Soil testing can be done through the extension office. See Services for details.

Soil testing brochure (PDF)