References and Resources

References:
American Bankruptcy Institute. (2009). Bankruptcy filing statistics - Filings by state. Retrieved May 28, 2009 from http://www.abiworld.org.
Bankruptcy Alternatives. (2003). Personal Bankruptcy Information. Retrieved June 15, 2009 from http://www.bankruptcyinformation.com/bankruptcy-alternatives.htm.
Bankruptcy Alternatives. (2009). Bankruptcy Alternatives Blog. Retrieved June 11, 2009 from http://bankruptcy-alternatives-information.com/blog/.
Board of Governors of the Federal Reserve System. (2008, July). Monetary policy report to the congress. Retrieved June 2, 2009 from http://www.federalreserve.gov/monetarypolicy/files/20080715_mprfullreport.pdf.
Boyce, Laurie & Phillips, Beverly. (1995). Planning to $tay Ahead, Extension Food and Nutrition Education Program, University of Wisconsin-Extension.
Jones, Joyce. (1984). How to Make a Spending Plan, Expanded Food and Nutrition Education Program, Kansas State University Research and Extension.
National Foundation for Credit Counseling. (2009). Bankruptcy Counseling. Retrieved June 12, 2009 from http://www.nfcc.org/Bankruptcy/index.cfm.
Parker, Louise; Thomas, Theo; and Horton, Sally. The Bean Game, Money Management Advisers, EM4860. Washington State University Cooperative Extension, Spokane, WA.
Spending Plan Worksheet. (1984). Adapted from "Your Spending Plan," Expanded Food and Nutrition Education Program, Kansas State University Research and Extension.
The Federal Judiciary, Administrative Office of the U.S. Courts. (2009). Bankruptcy Statistics. Retrieved May 28, 2009 from http://www.uscourts.gov/bnkrpctystats/statistics.htm#calendar.
The Federal Reserve Board. (2009). Household debt service and financial obligations ratios. Retrieved June 2, 2009 from http://www.federalreserve.gov/releases/housedebt/default.htm.
U.S. Census Bureau. (2006). Income, poverty, and health insurance coverage in the United States: 2005. Washington, DC: U.S. Department of Commerce.
U.S. credit card outstandings. (2009). The Nilson Report, 924, 9.
U.S. Joint Economic Committee. (2009). Vicious cycle: How unfair credit card practices are squeezing consumers and undermining their recovery. Retrieved June 1, 2009 from http://jec.senate.gov/index.cfm?Fuseaction=Files.View&FileStore_id=42840b23-fed8-447b-a029-e977c0a25544.
Weinberg, J. A. (2006). Borrowing by U.S. households. Economic Quarterly, 92(3), 177-194.
Zimmerman, Susan. (1998). The Money Rascal$: Changing Troublesome Habits from the Inside Out, Arhymatherapy Press, Apple Valley, MN.

Resources
Check your phone book for listings for the following resources:

  • Public Library
  • County Extension Office
  • Division of Family Services
  • Consumer Credit Counseling (1-800-339-8841)
  • National Foundation for Consumer Credit (1-800-388-2277)

Completed by Starla L. Ivey, Ph.D., 2/20/2005
Revised by Graham McCaulley, M.A., 6/23/2009


If you have any questions or need information contact:

Lucy Schrader
Building Strong Families Program Coordinator
University of Missouri Extension
162 Stanley Hall
Columbia, MO  65211
573-882-4071
SchraderL@missouri.edu  

Copyright © 2006 Published by University of Missouri-Columbia

Last updated:06/23/2009
Copyright  ADA Equal Opportunity