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References: Amromin, G., & Chakravorti, S. (2007). Debit card and cash usage: A cross-country analysis. Federal Reserve Bank of Chicago (WP 2007-04). Retrieved July 30, 2009 from http://www.chicagofed.org/digital_assets/publications/working_papers/2007/wp2007_04.pdf. Center for Responsible Lending. (2007). Springing the debt trap: Rate caps are only proven payday lending reform. Retrieved December 8, 2010 from http://www.responsiblelending.org/payday-lending/research-analysis/springing-the-debt-trap.html. Consumer. (2008). In M. Agnes (Ed.), Webster’s New World College Dictionary (p. 200, 4th ed.). Cleveland, OH: Wiley Publishing, Inc. Federal Trade Commission. (2007, November). 2006 Identity Theft Survey Report. Retrieved December 16, 2010 http://www.ftc.gov/os/2007/11/SynovateFinalReportIDTheft2006.pdf. Federal Trade Commission. (2008, February). Phishing. Retrieved December 15, 2010 from http://www.onguardonline.gov/topics/phishing.aspx. Federal Trade Commission. (2010). FREE annual credit reports. Retrieved September 13, 2010 from http://www.ftc.gov/freereports. Glickman, L. B. (1999). Consumer society in American history: A reader. New York: Cornell University Press. Goodman, P. (2008, October 31). Economy shrinks with consumers leading the way. The New York Times, p. A1. Holt, L., & MacManus, S. A. (2008). Consumer protection in the digital age. Florida Focus, 4(2), 1-18. Retrieved July 25, 2009 from http://www.bebr.ufl.edu/files/FloridaFocus4_2_2008_0.pdf. Javelin Strategy and Research. (2007, February). 2007 Identity fraud survey report: Identity fraud is dropping, continued vigilance necessary. Retrieved December 10, 2010 from http://www.privacyrights.org/ar/idtheftsurveys.htm#Jav2007. McCaulley, G. (2010). Payday Lending in Missouri (Research Brief). Columbia: University of Missouri, Center for Family Policy & Research. Retrieved December 13, 2010 from http://cfpr.missouri.edu/PaydaylendingJune2010.pdf. Missouri Division of Finance. (2009). Report to General Assembly pursuant to section 408.506 RSMo. Retrieved December 6, 2010 from http://finance.mo.gov/Contribute Documents/2009PaydayLendersSurvey.pdf. n.a. (2007). Our rising ad dosage: It’s not as oppressive as some think. Media Matters, 21(3). Retrieved July 25, 2009 from https://www.mediadynamicsinc.com/UserFiles/File/MM_Archives/Media%20Matters%2021507.pdf. Procter, B., McGarvey, S., Acree, R., & McCaulley, G. (2009). When creditors are predators: A workshop for community educators (Curriculum). Columbia: University of Missouri, Human Environmental Sciences Extension. Sidel, R. (2009, May 1). Debit-card use overtakes credit. The Wall Street Journal (New York), p. M11. U.S. Department of Labor - Bureau of Labor Statistics. (2009). Consumer expenditures in 2007 (Report 1016). Retrieved July 23, 2009, from http://www.bls.gov/cex/csxann07.pdf. Resources:
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If you have any questions or need information contact: Lucy Schrader Copyright © 2010 Published by University of Missouri-Columbia Last updated:10/13/2011
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