Small Steps to Health and Wealth Provides Motivation for Resolutions

Small Steps to Health and Wealth is a national Cooperative Extension program developed to motivate Americans to take action to simultaneously improve their health and personal finances and is offering a SSHW Challenge (pdf) to motivate Americans to achieve their personal self-improvement goals.


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Family finance

Find out more information about the programs (PDF) offered by Dr. Rebecca J. Travnichek.

Learn new pertinent financial information and money saving tips to improve your family's financial health. Financial Success Spotlight can be heard on KAAN, Bethany, Missouri; KTTN, Trenton, Mo.; and KCHI, Chillicothe, Mo.; as well as other radio stations acrosss Northwest Missouri.

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Financial recovery after disaster: Why wait?

“It may seem early to talk about recovery from a disaster that hasn’t even happened, but knowing ahead of time what to expect is helpful,” said Rebecca Travnichek, family financial education specialist in Savannah. “Financial recovery from a natural disaster is often a complex, long-term process.”

Travnichek recommends “Recovery After Disaster: The Family Financial Toolkit,” a free, online tool developed by extension colleagues at the University of Minnesota and North Dakota State University.

Travnichek recommends the toolkit because it has resources to fit a variety of situations. The toolkit guides families and individuals through the decision-making process with key strategies and resources, and outlining possible options.

The toolkit contains checklists on what to do in the first hours and days after the disaster, when you return to your property, plus key financial issues and resources related to the clean-up phase of the recovery process. Worksheets help people assess their financial situation as they plan for long-term recovery.

“These financial decisions may impact their financial well-being for the rest of their lives,” Travnichek said. “There are no easy fixes and guarantees, but there are tools available to will help disaster survivors along the road to financial recovery.”

Travnichek said families should take their time making financial decisions and seek assistance when needed.

For copy of the toolkit, contact Travnichek at or 816-324-3147.